DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ All banks
End of period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	100,879.20	98,281.78	107,915.51	97,966.21	88,505.98
Loans and advances	715,113.83	701,632.61	712,691.17	717,292.61	718,111.52
Debt securities	119,815.66	121,399.29	123,771.61	123,754.13	128,088.61
Equity instruments	7,956.92	8,191.23	8,937.03	9,085.00	9,097.34
Tangible assets	8,431.74	8,408.98	8,641.48	8,819.49	8,950.75
Intangible assets	464.38	472.88	447.70	440.93	437.89
Investments in subsidaries, which are not fully or proportionally consolidated	44,295.00	45,713.53	45,932.79	45,208.87	45,575.54
Other assets	24,477.32	26,062.25	25,640.42	23,447.86	22,532.07
Total assets/liabilities	1,021,434.04	1,010,162.54	1,033,977.69	1,026,015.10	1,021,299.69



Liabilities
Deposits of central banks	24,770.82	19,540.83	10,633.11	5,742.75	4,134.17
Deposits of credit institutions	169,082.06	153,634.41	173,830.54	167,380.02	159,357.11
Deposits of non-banks	507,874.40	515,734.48	517,303.85	523,142.91	520,991.47
Debt securities issued	188,452.82	189,643.23	198,041.27	196,695.76	202,424.14
Provisions	9,872.06	11,048.54	10,948.29	10,863.33	10,902.62
Equity and minority interest	94,520.32	97,007.00	98,709.06	96,772.50	98,712.65
Other liabilities	26,861.57	23,554.05	24,511.57	25,417.84	24,777.54
Total assets/liabilities	1,021,434.04	1,010,162.54	1,033,977.69	1,026,015.10	1,021,299.69



Selected profit and loss items
Net interest income	11,907.94	16,074.89	3,968.09	7,855.26	11,730.05
of which: interest income	35,161.76	53,417.90	14,983.71	29,573.24	43,852.15
of which: interest expenses	23,253.82	37,343.01	11,015.62	21,717.98	32,122.10
Dividend income	2,108.40	4,454.30	412.86	2,912.79	2,984.44
Net fee and comission income	3,588.45	4,963.15	1,312.74	2,582.96	3,839.97
of which: fee and comission income	4,771.36	6,594.58	1,711.24	3,388.14	5,066.07
of which: fee and comission expenses	1,182.91	1,631.43	398.50	805.18	1,226.10
Trading and other valuation gains/losses	308.41	362.37	4.94	38.40	235.24
Other operating income	2,479.29	3,198.97	838.53	1,732.32	2,470.46
Other operating expenses	1,528.49	2,567.35	397.51	1,036.83	1,647.63
Operating income, net	18,864.00	26,486.33	6,139.66	14,084.89	19,612.53
Administrative and other expenses	8,437.65	11,996.59	2,852.08	5,823.28	8,684.68
of which: staff expenses	4,530.70	6,652.63	1,532.75	3,263.15	4,906.89
Depreciation and impairment of physical and intangible assets	208.08	−281.28	266.17	1,455.90	1,706.63
Operating gains/losses	10,218.27	14,771.02	3,021.41	6,805.71	9,221.22
Impairment/Reversal of impairment and provisions for credit risk	334.54	2,345.02	184.06	693.05	1,197.76
Other gains/losses	154.06	163.73	85.01	139.67	288.90
Profit or loss before tax and minority interest	10,037.79	12,589.74	2,922.36	6,252.32	8,312.36
Tax expenses related to profit or loss	1,062.31	1,566.87	319.96	822.99	1,149.02
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	38.30	19.81	−5.53	−24.74	−29.83
Profit or Loss after tax and minority interest	9,013.78	11,042.67	2,596.86	5,404.59	7,133.50

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.