DATA - Income and Financial Statement of Austrian banks<sup>1</sup>

Income and Financial Statement of Austrian banks¹ Other sectors (Building and loan associations, Special purpose banks and Member State credit institutions)
End of period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	1,485.58	1,677.39	2,027.21	1,357.80	1,719.95
Loans and advances	65,779.66	67,647.29	66,108.75	65,589.05	67,494.38
Debt securities	3,335.78	3,297.43	3,762.36	4,666.31	3,969.08
Equity instruments	x	614.72	x	x	x
Tangible assets	3,763.07	3,687.55	3,864.51	3,978.25	4,017.49
Intangible assets	x	107.75	x	x	x
Investments in subsidaries, which are not fully or proportionally consolidated	894.13	897.09	887.84	891.53	897.68
Other assets	7,558.52	7,387.64	7,583.30	8,032.33	7,297.30
Total assets/liabilities	83,593.76	85,316.85	84,975.29	85,270.29	86,109.77



Liabilities
Deposits of central banks	122.19	238.76	119.98	17.72	53.62
Deposits of credit institutions	9,589.24	9,305.91	9,402.70	9,343.03	9,152.00
Deposits of non-banks	28,908.04	30,694.87	30,142.40	30,125.17	30,407.24
Debt securities issued	35,519.70	35,796.43	35,832.87	36,198.74	37,059.98
Provisions	1,533.66	1,538.03	1,603.96	1,612.10	1,633.36
Equity and minority interest	4,437.60	4,403.10	4,412.46	4,278.79	4,260.81
Other liabilities	3,483.33	3,339.75	3,460.92	3,694.74	3,542.77
Total assets/liabilities	83,593.76	85,316.85	84,975.29	85,270.29	86,109.77



Selected profit and loss items
Net interest income	537.46	743.74	186.75	359.70	533.72
of which: interest income	2,052.08	2,867.64	856.87	1,664.94	2,495.40
of which: interest expenses	1,514.62	2,123.90	670.12	1,305.25	1,961.69
Dividend income	58.67	110.23	18.72	54.93	66.63
Net fee and comission income	185.37	231.56	57.57	117.05	163.80
of which: fee and comission income	430.48	570.27	144.22	288.11	416.14
of which: fee and comission expenses	245.11	338.70	86.65	171.06	252.34
Trading and other valuation gains/losses	−26.18	−73.60	0.52	6.84	−5.02
Other operating income	1,185.26	1,569.63	420.42	775.52	1,172.80
Other operating expenses	347.50	452.52	115.96	202.79	314.39
Operating income, net	1,593.09	2,129.04	568.02	1,111.23	1,617.54
Administrative and other expenses	584.55	809.49	218.18	407.77	595.43
of which: staff expenses	260.12	361.48	90.65	181.71	272.24
Depreciation and impairment of physical and intangible assets	562.47	766.28	217.54	401.12	611.82
Operating gains/losses	446.07	553.27	132.29	302.34	410.28
Impairment/Reversal of impairment and provisions for credit risk	36.66	31.90	−13.06	1.77	9.70
Other gains/losses	12.26	11.20	10.08	13.97	13.42
Profit or loss before tax and minority interest	421.67	532.56	155.43	314.54	414.00
Tax expenses related to profit or loss	50.38	61.16	14.38	29.41	39.62
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	−21.10	−62.26	−6.21	−26.86	−57.15
Profit or Loss after tax and minority interest	350.19	409.15	134.84	258.27	317.23

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.