DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ State mortgage banks
End of period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	3,319.59	4,102.10	3,795.90	4,586.41	3,761.21
Loans and advances	41,418.05	40,818.62	41,022.69	40,885.62	40,874.97
Debt securities	7,661.11	7,348.48	7,582.78	7,567.91	7,557.30
Equity instruments	113.06	115.11	117.70	117.72	108.89
Tangible assets	99.19	101.08	119.96	119.71	135.75
Intangible assets	5.29	6.40	6.76	7.86	10.32
Investments in subsidaries, which are not fully or proportionally consolidated	649.62	655.69	652.14	652.14	671.53
Other assets	506.94	538.45	628.60	481.22	539.02
Total assets/liabilities	53,772.86	53,685.93	53,926.53	54,418.59	53,658.99



Liabilities
Deposits of central banks	1,669.90	1,377.84	420.36	180.57	208.61
Deposits of credit institutions	2,637.10	2,719.43	2,757.38	3,078.74	2,728.14
Deposits of non-banks	18,363.65	18,999.06	19,410.44	20,018.90	19,465.68
Debt securities issued	26,329.24	25,880.19	26,638.40	26,335.67	26,350.13
Provisions	273.21	264.50	256.66	265.78	254.35
Equity and minority interest	3,929.84	3,895.65	3,961.45	3,970.01	4,015.23
Other liabilities	569.92	549.27	481.84	568.92	636.85
Total assets/liabilities	53,772.86	53,685.93	53,926.53	54,418.59	53,658.99



Selected profit and loss items
Net interest income	585.85	784.20	224.25	395.23	588.16
of which: interest income	1,600.74	2,008.96	592.56	1,041.11	1,582.62
of which: interest expenses	1,014.89	1,224.76	368.31	645.88	994.46
Dividend income	5.68	27.20	0.09	4.25	6.05
Net fee and comission income	97.38	128.47	35.05	68.35	100.59
of which: fee and comission income	120.74	162.79	44.40	87.07	127.86
of which: fee and comission expenses	23.36	34.33	9.35	18.73	27.27
Trading and other valuation gains/losses	27.92	33.79	5.16	13.60	15.04
Other operating income	45.62	78.51	4.64	11.60	16.95
Other operating expenses	12.32	22.51	6.33	7.48	12.36
Operating income, net	750.12	1,029.66	262.88	485.55	714.42
Administrative and other expenses	345.22	482.12	113.03	234.33	350.20
of which: staff expenses	185.98	263.44	65.41	138.82	205.13
Depreciation and impairment of physical and intangible assets	8.93	10.50	2.75	6.44	9.48
Operating gains/losses	395.97	537.04	147.10	244.79	354.74
Impairment/Reversal of impairment and provisions for credit risk	29.54	207.37	35.29	65.22	130.97
Other gains/losses	−2.93	−44.34	1.74	0.94	−4.28
Profit or loss before tax and minority interest	363.50	285.33	113.55	180.51	219.50
Tax expenses related to profit or loss	77.37	72.34	17.63	46.80	66.38
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	0.00	0.00	0.00	25.84
Profit or Loss after tax and minority interest	286.14	212.99	95.92	133.71	178.96

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.