DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Savings banks
End of period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	23,851.35	27,299.45	21,200.02	19,765.03	16,172.91
Loans and advances	152,786.49	148,870.53	156,882.47	159,043.20	157,121.14
Debt securities	29,209.46	31,857.61	31,312.53	29,310.82	33,369.38
Equity instruments	1,824.20	1,978.87	2,621.44	2,699.98	2,731.31
Tangible assets	995.33	1,013.29	1,024.42	1,029.73	1,043.54
Intangible assets	71.95	69.74	61.99	59.21	56.22
Investments in subsidaries, which are not fully or proportionally consolidated	14,015.64	14,791.96	14,905.80	14,964.88	15,107.90
Other assets	2,747.76	2,673.61	2,623.88	2,351.83	2,391.21
Total assets/liabilities	225,502.18	228,555.05	230,632.56	229,224.68	227,993.61



Liabilities
Deposits of central banks	8,446.43	7,798.85	4,910.14	3,168.50	1,260.18
Deposits of credit institutions	36,678.26	38,063.66	38,460.74	37,070.99	37,563.30
Deposits of non-banks	118,087.25	117,675.47	117,387.44	119,650.03	117,059.95
Debt securities issued	30,340.61	32,483.11	36,062.67	35,570.84	38,347.94
Provisions	1,085.75	1,027.42	1,058.87	1,065.62	1,088.29
Equity and minority interest	25,794.51	26,565.07	27,405.29	27,446.32	28,036.73
Other liabilities	5,069.38	4,941.47	5,347.40	5,252.38	4,637.22
Total assets/liabilities	225,502.18	228,555.05	230,632.56	229,224.68	227,993.61



Selected profit and loss items
Net interest income	2,455.19	3,264.72	776.20	1,554.71	2,338.75
of which: interest income	10,296.24	13,874.33	3,532.25	6,844.42	10,065.21
of which: interest expenses	7,841.05	10,609.61	2,756.05	5,289.72	7,726.47
Dividend income	1,631.83	1,709.63	299.91	2,262.54	2,235.72
Net fee and comission income	844.27	1,147.82	339.82	650.52	984.83
of which: fee and comission income	1,078.91	1,465.48	430.83	823.09	1,242.67
of which: fee and comission expenses	234.64	317.66	91.01	172.58	257.84
Trading and other valuation gains/losses	47.32	7.81	−0.72	−13.60	−3.98
Other operating income	141.95	201.75	46.61	102.47	156.73
Other operating expenses	32.40	47.43	9.83	102.12	111.15
Operating income, net	5,088.16	6,284.30	1,451.99	4,454.53	5,600.89
Administrative and other expenses	1,810.56	2,442.32	620.11	1,228.95	1,841.53
of which: staff expenses	952.37	1,302.26	323.98	675.10	1,026.67
Depreciation and impairment of physical and intangible assets	−435.97	−775.30	−21.23	63.12	67.40
Operating gains/losses	3,713.57	4,617.27	853.10	3,162.46	3,691.96
Impairment/Reversal of impairment and provisions for credit risk	50.98	89.95	63.76	99.76	213.52
Other gains/losses	158.32	178.72	54.13	49.86	173.17
Profit or loss before tax and minority interest	3,820.91	4,706.05	843.48	3,112.55	3,651.60
Tax expenses related to profit or loss	237.52	396.23	54.33	227.50	338.17
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	0.00	0.00	0.00	0.00
Profit or Loss after tax and minority interest	3,583.39	4,309.82	789.15	2,885.06	3,313.43

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.