DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Carinthia
End of period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	2,080.01	2,267.06	1,969.83	2,459.93	2,235.67
Loans and advances	23,372.62	23,457.79	23,595.77	23,430.28	23,034.20
Debt securities	4,082.59	4,003.64	3,956.38	3,996.39	4,043.66
Equity instruments	244.10	249.81	266.72	260.68	272.48
Tangible assets	229.48	233.51	233.18	238.43	239.62
Intangible assets	14.20	15.08	14.93	14.56	14.90
Investments in subsidaries, which are not fully or proportionally consolidated	663.62	674.58	677.79	680.02	686.91
Other assets	226.39	237.54	238.97	241.18	248.14
Total assets/liabilities	30,913.01	31,139.01	30,953.57	31,321.47	30,775.57



Liabilities
Deposits of central banks	1,381.84	1,310.44	657.72	555.16	647.28
Deposits of credit institutions	3,045.95	3,065.31	3,141.68	3,284.68	3,091.47
Deposits of non-banks	21,371.73	21,520.39	21,622.22	21,827.71	21,313.31
Debt securities issued	1,820.72	1,905.77	1,970.99	1,977.06	2,003.97
Provisions	199.68	269.25	289.63	289.78	255.09
Equity and minority interest	2,868.79	2,834.63	2,975.47	3,010.31	3,090.64
Other liabilities	224.30	233.21	295.87	376.77	373.81
Total assets/liabilities	30,913.01	31,139.01	30,953.57	31,321.47	30,775.57



Selected profit and loss items
Net interest income	543.92	732.51	175.34	351.35	510.28
of which: interest income	815.62	1,108.91	321.86	640.31	928.21
of which: interest expenses	271.70	376.41	146.52	288.96	417.94
Dividend income	15.43	36.37	4.48	28.66	34.51
Net fee and comission income	159.33	220.76	56.39	112.55	164.47
of which: fee and comission income	182.16	252.14	64.26	127.90	189.66
of which: fee and comission expenses	22.84	31.38	7.87	15.35	25.18
Trading and other valuation gains/losses	3.21	4.68	1.18	1.67	3.05
Other operating income	23.70	39.99	6.67	16.13	25.27
Other operating expenses	11.72	33.28	3.01	11.37	13.77
Operating income, net	733.87	1,001.03	241.04	498.99	723.80
Administrative and other expenses	380.51	520.73	130.20	265.13	387.01
of which: staff expenses	218.01	309.46	77.01	160.14	232.98
Depreciation and impairment of physical and intangible assets	11.27	20.58	3.85	7.69	11.34
Operating gains/losses	342.09	459.72	107.00	226.17	325.45
Impairment/Reversal of impairment and provisions for credit risk	19.72	135.91	1.03	14.63	44.47
Other gains/losses	13.94	18.07	2.98	7.52	13.08
Profit or loss before tax and minority interest	336.32	341.88	108.94	219.06	294.06
Tax expenses related to profit or loss	42.05	70.59	11.16	27.53	41.02
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.41	1.92	0.00	0.00	16.50
Profit or Loss after tax and minority interest	294.68	273.20	97.79	191.53	269.55

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).