DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Styria
End of period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	1,504.08	3,322.96	2,686.67	2,865.01	2,726.52
Loans and advances	48,914.45	48,089.37	47,904.54	48,875.59	49,162.05
Debt securities	4,315.30	4,040.07	4,214.08	4,306.62	4,434.21
Equity instruments	434.54	464.53	602.66	611.47	638.75
Tangible assets	377.28	383.69	386.70	389.87	395.43
Intangible assets	9.60	9.58	8.88	8.83	8.34
Investments in subsidaries, which are not fully or proportionally consolidated	3,248.65	3,339.40	3,389.18	3,372.79	3,430.68
Other assets	690.24	750.98	615.63	481.75	514.52
Total assets/liabilities	59,494.14	60,400.58	59,808.34	60,911.92	61,310.50



Liabilities
Deposits of central banks	525.21	500.78	0.00	17.65	18.26
Deposits of credit institutions	8,197.71	8,005.53	7,589.27	7,041.80	7,414.24
Deposits of non-banks	36,752.31	37,648.69	37,548.55	38,810.65	38,698.27
Debt securities issued	5,643.07	5,597.66	5,636.56	5,615.92	5,683.42
Provisions	456.76	507.94	519.02	509.02	516.63
Equity and minority interest	7,432.01	7,615.12	7,896.97	8,156.44	8,398.52
Other liabilities	487.07	524.86	617.97	760.44	581.16
Total assets/liabilities	59,494.14	60,400.58	59,808.34	60,911.92	61,310.50



Selected profit and loss items
Net interest income	1,029.95	1,402.95	354.09	706.88	1,056.43
of which: interest income	1,588.42	2,223.45	635.08	1,266.13	1,889.27
of which: interest expenses	558.47	820.50	281.00	559.25	832.84
Dividend income	14.80	86.42	5.62	121.02	61.09
Net fee and comission income	308.92	449.04	111.82	231.66	343.04
of which: fee and comission income	350.81	509.18	123.43	259.98	386.71
of which: fee and comission expenses	41.89	60.13	11.61	28.32	43.67
Trading and other valuation gains/losses	3.27	46.77	9.35	10.71	16.34
Other operating income	49.58	78.56	16.86	36.61	55.19
Other operating expenses	7.00	38.68	2.22	30.20	33.00
Operating income, net	1,399.51	2,025.05	495.52	1,076.68	1,499.08
Administrative and other expenses	590.73	838.81	206.77	419.71	628.22
of which: staff expenses	347.13	485.70	116.65	247.83	375.20
Depreciation and impairment of physical and intangible assets	23.23	−16.54	7.33	16.27	24.47
Operating gains/losses	785.56	1,202.78	281.42	640.71	846.39
Impairment/Reversal of impairment and provisions for credit risk	23.14	235.93	26.52	45.33	103.64
Other gains/losses	144.80	162.64	46.64	31.18	140.76
Profit or loss before tax and minority interest	907.22	1,129.49	301.53	626.56	883.51
Tax expenses related to profit or loss	117.17	194.95	35.60	71.94	99.82
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	−0.01	−7.22	0.00	4.71	6.94
Profit or Loss after tax and minority interest	790.04	927.33	265.93	559.33	790.63

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).