DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Vorarlberg
End of period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	1,561.50	1,842.46	1,154.30	1,108.73	1,244.97
Loans and advances	34,770.68	34,502.04	34,492.60	34,639.50	34,665.58
Debt securities	5,706.11	5,513.05	5,725.93	5,369.98	5,409.13
Equity instruments	417.35	447.58	476.46	487.03	513.62
Tangible assets	251.53	251.53	252.93	255.88	259.08
Intangible assets	2.61	3.29	3.03	2.87	2.79
Investments in subsidaries, which are not fully or proportionally consolidated	654.91	681.81	685.30	699.41	704.12
Other assets	356.24	386.07	370.48	334.11	379.09
Total assets/liabilities	43,720.91	43,627.83	43,161.02	42,897.50	43,178.38



Liabilities
Deposits of central banks	912.10	697.85	152.25	180.60	338.69
Deposits of credit institutions	6,529.46	6,203.42	5,758.94	5,378.46	5,312.26
Deposits of non-banks	20,199.20	20,409.09	20,524.19	20,675.41	20,690.04
Debt securities issued	11,492.85	11,680.72	11,962.57	11,805.80	11,931.08
Provisions	223.85	226.78	222.72	228.44	201.63
Equity and minority interest	4,037.39	4,042.71	4,166.51	4,251.90	4,320.42
Other liabilities	326.06	367.25	373.83	376.88	384.25
Total assets/liabilities	43,720.91	43,627.83	43,161.02	42,897.50	43,178.38



Selected profit and loss items
Net interest income	548.71	763.58	192.57	362.51	526.01
of which: interest income	1,281.15	1,581.42	443.44	763.87	1,129.16
of which: interest expenses	732.44	817.84	250.87	401.36	603.15
Dividend income	14.19	32.78	1.25	34.75	42.30
Net fee and comission income	139.83	192.89	47.39	95.48	136.66
of which: fee and comission income	159.82	221.88	54.55	110.25	158.94
of which: fee and comission expenses	19.99	29.00	7.16	14.77	22.28
Trading and other valuation gains/losses	20.21	20.22	2.64	12.34	10.67
Other operating income	27.48	65.93	6.45	19.83	26.95
Other operating expenses	16.43	31.91	6.51	19.51	24.96
Operating income, net	733.98	1,043.49	243.80	505.41	717.63
Administrative and other expenses	341.02	464.12	118.34	243.11	342.89
of which: staff expenses	200.38	276.45	70.05	146.69	211.77
Depreciation and impairment of physical and intangible assets	4.32	−1.23	1.21	−1.38	1.74
Operating gains/losses	388.63	580.60	124.25	263.68	373.00
Impairment/Reversal of impairment and provisions for credit risk	8.28	175.99	19.82	52.80	104.41
Other gains/losses	−2.59	−7.38	1.87	4.03	6.46
Profit or loss before tax and minority interest	377.76	397.24	106.30	214.92	275.05
Tax expenses related to profit or loss	55.87	83.53	16.80	36.95	50.27
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	0.00	0.00	0.00	0.00
Profit or Loss after tax and minority interest	321.89	313.71	89.50	177.97	224.78

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).