DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Upper Austria
End of period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	11,127.25	10,016.88	10,248.85	10,958.31	11,293.21
Loans and advances	107,885.09	107,680.68	107,690.74	108,102.92	108,589.55
Debt securities	9,919.01	9,952.32	10,269.85	10,506.20	10,575.06
Equity instruments	3,537.97	3,654.07	3,668.99	3,716.92	3,811.76
Tangible assets	822.96	820.28	832.82	846.04	865.48
Intangible assets	53.84	52.34	47.85	55.26	55.87
Investments in subsidaries, which are not fully or proportionally consolidated	5,281.42	5,304.55	5,319.62	5,348.69	5,384.86
Other assets	1,391.23	1,498.42	1,337.62	1,293.48	1,161.85
Total assets/liabilities	140,018.77	138,979.53	139,416.33	140,827.82	141,737.65



Liabilities
Deposits of central banks	4,717.53	2,158.70	712.29	668.98	446.54
Deposits of credit institutions	19,690.53	19,867.13	20,113.81	20,063.21	20,326.29
Deposits of non-banks	78,889.66	80,090.56	80,781.27	82,190.92	82,590.41
Debt securities issued	21,167.86	21,503.41	21,988.56	21,976.58	21,928.40
Provisions	981.88	1,061.53	1,028.45	1,023.07	987.32
Equity and minority interest	13,319.17	13,128.53	13,542.26	13,700.51	14,144.76
Other liabilities	1,252.14	1,169.68	1,249.71	1,204.56	1,313.93
Total assets/liabilities	140,018.77	138,979.53	139,416.33	140,827.82	141,737.65



Selected profit and loss items
Net interest income	1,804.62	2,444.49	614.37	1,227.37	1,828.03
of which: interest income	3,726.12	5,236.94	1,493.78	2,975.66	4,432.05
of which: interest expenses	1,921.49	2,792.45	879.41	1,748.28	2,604.02
Dividend income	98.47	290.24	x	86.85	115.63
Net fee and comission income	555.20	804.65	206.39	396.79	587.54
of which: fee and comission income	657.49	945.74	239.20	463.85	691.98
of which: fee and comission expenses	102.29	141.09	32.81	67.06	104.44
Trading and other valuation gains/losses	60.56	83.87	20.59	25.20	75.99
Other operating income	75.03	117.62	24.82	54.66	91.68
Other operating expenses	31.82	98.71	x	50.40	62.31
Operating income, net	2,562.06	3,642.16	860.51	1,740.46	2,636.56
Administrative and other expenses	1,139.76	1,684.84	378.69	822.22	1,204.21
of which: staff expenses	654.37	982.12	207.38	495.87	714.80
Depreciation and impairment of physical and intangible assets	24.10	70.44	8.31	20.08	26.91
Operating gains/losses	1,398.19	1,886.88	473.51	898.16	1,405.44
Impairment/Reversal of impairment and provisions for credit risk	131.25	649.66	46.72	97.70	140.62
Other gains/losses	4.09	4.98	2.53	6.34	6.13
Profit or loss before tax and minority interest	1,271.04	1,242.20	429.33	806.81	1,270.95
Tax expenses related to profit or loss	111.66	280.20	28.75	66.92	105.57
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	0.00	0.00	0.00	0.00
Profit or Loss after tax and minority interest	1,159.37	962.01	400.58	739.89	1,165.37

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).