DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Joint stock banks and private banks
End of period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	43,460.60	35,647.27	48,166.81	41,677.09	36,029.67
Loans and advances	172,057.90	168,340.29	169,572.07	171,480.57	173,531.87
Debt securities	34,580.00	34,780.72	35,217.91	36,296.64	37,054.41
Equity instruments	917.30	888.35	927.59	906.05	874.52
Tangible assets	1,150.64	1,164.88	1,159.83	1,163.31	1,180.27
Intangible assets	208.58	211.90	207.05	198.40	198.08
Investments in subsidaries, which are not fully or proportionally consolidated	4,563.65	4,579.76	4,656.59	4,667.63	4,669.11
Other assets	4,464.17	4,576.45	4,149.74	3,915.36	3,847.65
Total assets/liabilities	261,402.82	250,189.62	264,057.58	260,305.05	257,385.59



Liabilities
Deposits of central banks	4,015.27	3,367.47	943.67	440.55	675.35
Deposits of credit institutions	37,594.28	22,312.80	36,508.95	34,511.96	29,002.01
Deposits of non-banks	151,865.59	156,690.97	156,413.64	156,666.38	157,121.61
Debt securities issued	34,263.22	34,128.00	35,511.07	35,456.68	36,186.89
Provisions	4,536.48	5,256.58	5,105.96	4,806.93	4,989.59
Equity and minority interest	21,721.84	21,933.56	22,654.87	21,646.02	22,421.02
Other liabilities	7,406.14	6,500.25	6,919.44	6,776.53	6,989.12
Total assets/liabilities	261,402.82	250,189.62	264,057.58	260,305.05	257,385.59



Selected profit and loss items
Net interest income	3,609.42	4,912.01	1,258.41	2,496.00	3,712.22
of which: interest income	7,905.44	10,991.56	3,477.53	6,951.99	10,303.25
of which: interest expenses	4,296.03	6,079.54	2,219.12	4,456.00	6,591.03
Dividend income	200.86	326.58	72.66	189.40	227.42
Net fee and comission income	1,126.81	1,499.06	410.95	807.37	1,210.08
of which: fee and comission income	1,435.83	1,913.55	506.49	1,002.16	1,510.60
of which: fee and comission expenses	309.02	414.49	95.54	194.79	300.51
Trading and other valuation gains/losses	127.30	53.29	30.83	66.55	68.53
Other operating income	433.57	400.40	159.92	406.72	510.17
Other operating expenses	267.61	571.35	83.85	197.36	485.17
Operating income, net	5,230.34	6,619.99	1,848.91	3,768.68	5,243.25
Administrative and other expenses	2,234.72	3,304.30	735.84	1,509.29	2,327.98
of which: staff expenses	1,259.59	2,038.01	422.91	897.16	1,417.35
Depreciation and impairment of physical and intangible assets	84.61	140.85	22.61	48.43	62.49
Operating gains/losses	2,911.02	3,174.84	1,090.46	2,210.95	2,852.79
Impairment/Reversal of impairment and provisions for credit risk	160.61	293.43	0.04	229.26	117.74
Other gains/losses	−29.05	−34.91	−6.98	18.36	15.99
Profit or loss before tax and minority interest	2,721.36	2,846.50	1,083.45	2,000.05	2,751.04
Tax expenses related to profit or loss	443.12	479.20	140.23	319.65	411.19
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	58.99	98.27	0.01	0.11	0.13
Profit or Loss after tax and minority interest	2,337.23	2,465.56	943.23	1,680.51	2,339.98

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.