DATA - Instruments subject to credit risk in accordance with GCR<sup>1</sup> and FinStab<sup>2</sup>

Instruments subject to credit risk in accordance with GCR¹ and FinStab² All sectors incl. leasing companies
	2023	Q3 23	Q4 23	Q1 24

	EUR million

GCR - Domestic debtors according to Austrian Statistical Classification of Economic Activities (ÖNACE 2008)
A - Agriculture, forestry and fishing	3,237.57	3,247.20	3,237.57	3,206.93
B - Mining and quarrying	623.41	617.31	623.41	625.85
C - Manufacturing	44,177.12	44,046.43	44,177.12	43,189.65
D - Electricity, gas steam and air conditioning supply	11,131.37	10,782.70	11,131.37	10,517.34
E - Water supply; sewerage, waste management and remediation action	3,185.28	3,223.45	3,185.28	3,182.09
F - Construction	29,665.59	29,647.68	29,665.59	29,328.59
G - Wholesale and retail trade; repair of motor vehicles and motorcycles	30,794.14	30,295.24	30,794.14	30,759.73
H - Transportation and storage	11,928.05	11,945.75	11,928.05	11,506.65
I - Accommodation and food service activities	14,699.19	14,525.86	14,699.19	14,550.95
J - Information and communication	2,408.70	2,413.52	2,408.70	2,746.91
K - Financial and insurance activities	347,048.84	346,376.52	347,048.84	357,876.68
L - Real estate activities	108,573.19	108,064.10	108,573.19	109,682.98
M - Professional, scientific and technical activities	48,594.36	48,771.75	48,594.36	46,115.57
N - Administrative and support service activities	13,059.45	12,998.47	13,059.45	13,035.52
O - Public administration and defence; compulsory social security	44,748.83	46,519.88	44,748.83	47,821.87
P - Education	456.77	426.50	456.77	459.14
Q - Human health and social work acitivies	5,048.51	4,941.30	5,048.51	5,016.81
R - Art, entertainment and recreation	1,309.61	1,336.32	1,309.61	1,294.90
S - Other service activities	2,988.71	3,066.98	2,988.71	2,815.16
T - Activities of households	57,266.04	57,835.87	57,266.04	55,730.60
U - Activities of extraterritorial organisations and bodies	4.34	4.13	4.34	5.01
GCR - Other domestic debtors (not classified according to ÖNACE 2008)	1,501.03	1,514.59	1,501.03	1,484.62
GCR - Debtors resident in euro area countries excluding Austria	171,997.22	174,483.37	171,997.22	174,950.68
GCR - Other nonresident debtors	112,693.37	118,864.06	112,693.37	121,287.41
"Delta report (vis-à-vis GCR)" according to FinStab – legal entities³	1,795.78	1,757.07	1,795.78	1,766.44
"Delta report (vis-à-vis GCR)" according to FinStab – natural persons	153,131.39	154,180.24	153,131.39	152,335.44
Total instruments subject to credit risk	1,222,067.86	1,231,886.30	1,222,067.86	1,241,293.53

Source: OeNB.

Note: - Granular credit data reporting (GCR) captures the following types of credit risk-related instruments: deposits, reverse repurchase agreements, trade receivables, revolving credit, overdrafts, credit card debt, credit lines other than revolving loans, finance leases, other loans, bonds including credit linked notes (CLNs), other securities, securitization tranches, forward deposit transactions, other commitments and financial guarantees excluding credit derivatives. - Depending on the reporting requirements and the type of instrument, the GCR engagement is aggregated for the reporting agents (CRR credit institutions, CRR financial institutions) based on the outstanding nominal amount, the off-balance-sheet amount, the gross carrying amount before netting, and the nominal value. - Data reported according to FinStab, i.e. the "delta report" vis-à-vis GCR data, are only available for CRR credit institutions as well as special purpose banks.
¹ In accordance with Article 75 Federal Banking Act (BWG), granular credit data reporting (GCR) deals with the collection of credit and credit risk data and is based on the GKE-V.
² Regulation on the collection of data on credit and country risks, residual maturity and foreign currency loans as well as of financial data on foreign banking subsidiaries – or FinStab for short, which is reported as a so-called "Delta-Report" to the GCR. On the debtor side, there is only a differentiation between legal entities and natural persons, so that a breakdown into ÖNACE 2008-sections is not possible for this database.
³ Definition pursuant to Article 1(5) of the AnaCredit Regulation.