DATA - CRR- Credit Institutions'<sup>1</sup> Business Structure

CRR- Credit Institutions'¹ Business Structure - domestic and foreign assets Raiffeisen credit cooperatives, Volksbank credit cooperatives, special purpose banks incl. building and loan associations
End of period	2022	2023	Q2 23	Q3 23	Q4 23	Q1 24	Q2 24

	EUR millions

Raiffeisen credit cooperatives
total financial domestic assets	275,666.54	269,340.63	276,400.62	268,604.32	269,340.63	272,901.77	270,417.49
domestic loans	229,511.71	222,144.18	229,546.54	220,704.25	222,144.18	224,648.45	222,821.68
official sector incl. central banks	35,130.00	30,170.85	35,931.16	28,598.11	30,170.85	32,389.84	31,426.76
banks (MFIs)	53,060.85	50,921.65	51,739.19	50,231.70	50,921.65	51,609.82	50,975.29
non-bank financial institutions	5,141.85	5,018.25	4,971.25	4,982.74	5,018.25	5,006.02	5,062.43
non-financial corporations	74,619.33	76,588.32	76,370.12	76,778.87	76,588.32	76,590.67	76,426.60
households²	61,559.69	59,445.11	60,534.82	60,112.84	59,445.11	59,052.10	58,930.60



total financial foreign assets	68,472.00	69,261.57	70,866.88	75,602.16	69,261.57	72,679.67	74,003.07
foreign loans	49,592.60	48,249.10	50,782.89	54,758.60	48,249.10	51,147.24	52,243.85
official sector incl. central banks	651.04	598.60	891.76	740.02	598.60	722.54	830.50
banks (MFIs)	10,917.95	11,519.96	12,668.58	15,263.06	11,519.96	12,947.35	13,627.12
non-bank financial institutions	12,422.22	11,659.88	12,068.21	13,615.36	11,659.88	12,984.95	13,473.16
non-financial corporations	20,910.55	20,693.68	20,921.57	20,974.76	20,693.68	20,892.12	20,870.10
households²	4,690.83	3,776.98	4,232.77	4,165.41	3,776.98	3,600.29	3,442.96



cash balances (in Euro and foreign currencies)	2,322.81	1,593.03	1,670.32	1,829.56	1,593.03	1,449.54	1,829.57
securities (domestic and foreign countries)	37,945.07	40,789.78	40,037.78	41,753.88	40,789.78	42,351.68	42,287.78
equity and participations (domestic and foreigen countries)	24,766.35	25,826.12	25,229.96	25,160.19	25,826.12	25,984.54	25,237.68



other assets (domestic and foreign countries)	11,718.66	13,884.68	11,484.52	12,109.60	13,884.68	13,462.88	11,522.49
total assets	355,857.19	352,486.87	358,752.02	356,316.08	352,486.87	359,044.33	355,943.05



Volksbank credit cooperatives
total financial domestic assets	31,428.06	31,559.79	31,161.90	31,814.03	31,559.79	32,100.33	31,320.42
domestic loans	29,790.82	29,824.64	29,464.01	30,091.32	29,824.64	30,310.07	29,460.71
official sector incl. central banks	3,544.04	3,529.97	3,321.77	3,642.70	3,529.97	4,246.55	3,359.40
banks (MFIs)	5,038.34	4,666.20	4,802.77	5,013.10	4,666.20	4,403.65	4,261.78
non-bank financial institutions	168.00	212.55	166.06	163.62	212.55	210.04	209.53
non-financial corporations	9,011.11	9,667.05	9,356.75	9,499.35	9,667.05	9,810.51	9,979.48
households²	12,029.33	11,748.87	11,816.66	11,772.55	11,748.87	11,639.33	11,650.51



total financial foreign assets	2,622.96	3,038.61	2,864.48	2,960.64	3,038.61	3,141.82	3,192.36
foreign loans	1,098.38	1,101.59	1,095.43	1,070.93	1,101.59	1,070.98	1,079.76
official sector incl. central banks	2.73	1.82	2.28	1.82	1.82	1.37	1.37
banks (MFIs)	102.10	130.37	116.06	96.19	130.37	120.34	106.80
non-bank financial institutions	27.22	31.33	27.24	21.08	31.33	16.74	24.71
non-financial corporations	461.38	467.33	461.42	471.86	467.33	469.77	483.00
households²	504.95	470.74	488.43	479.97	470.74	462.76	463.88



cash balances (in Euro and foreign currencies)	170.88	173.23	156.72	155.23	173.23	150.50	152.90
securities (domestic and foreign countries)	2,476.75	2,929.18	2,796.52	2,930.63	2,929.18	3,138.88	3,248.85
equity and participations (domestic and foreigen countries)	514.18	569.78	513.69	526.56	569.78	571.73	570.56



other assets (domestic and foreign countries)	341.36	487.51	416.30	462.89	487.51	579.54	542.66
total assets	34,392.38	35,085.92	34,442.68	35,237.56	35,085.92	35,821.69	35,055.44



special purpose banks incl. building and loan associations
total financial domestic assets	47,164.86	47,497.32	46,746.09	47,696.08	47,497.32	48,187.82	48,080.24
domestic loans	44,206.88	44,660.01	43,768.76	44,760.98	44,660.01	45,160.87	44,937.80
official sector incl. central banks	1,851.53	1,516.04	1,363.39	1,352.71	1,516.04	1,873.24	1,250.92
banks (MFIs)	20,955.27	21,143.97	20,693.94	21,573.30	21,143.97	21,239.86	21,522.70
non-bank financial institutions	137.48	121.50	129.58	131.44	121.50	126.11	150.81
non-financial corporations	2,319.70	2,203.25	2,326.79	2,282.04	2,203.25	2,257.41	2,328.85
households²	18,942.89	19,675.26	19,255.07	19,421.49	19,675.26	19,664.26	19,684.51



total financial foreign assets	6,992.19	7,840.89	7,167.23	7,203.95	7,840.89	6,834.54	6,913.61
foreign loans	5,512.87	6,163.80	5,589.21	5,467.76	6,163.80	5,105.93	5,121.58
official sector incl. central banks	78.78	62.51	71.05	67.64	62.51	59.06	54.59
banks (MFIs)	3,254.96	3,566.51	3,265.29	3,058.62	3,566.51	2,602.82	2,631.25
non-bank financial institutions	1,270.65	1,483.56	1,247.78	1,306.12	1,483.56	1,350.06	1,266.08
non-financial corporations	679.16	748.66	744.80	759.25	748.66	768.84	811.61
households²	229.33	302.56	260.30	276.14	302.56	325.14	358.05



cash balances (in Euro and foreign currencies)	0.32	0.32	0.33	0.29	0.32	0.32	0.26
securities (domestic and foreign countries)	3,004.57	3,077.98	3,164.91	3,183.92	3,077.98	3,302.60	3,462.88
equity and participations (domestic and foreigen countries)	1,432.42	1,436.11	1,390.10	1,487.09	1,436.11	1,452.63	1,471.32



other assets (domestic and foreign countries)	9,537.70	9,811.72	9,892.75	10,404.69	9,811.72	10,260.04	10,625.16
total assets	63,694.75	65,149.93	63,806.07	65,304.73	65,149.93	65,282.40	65,619.00

Source: OeNB.

This table replaces the former table "Banks' business structure" (see "Archive"), which was based on national VERA-data and is not available anymore.
Some fundamental changes in reporting methodology, especially the new scope of reporting institutions (CRR-Credit Institutions), a new data-collection (FMS-Smart Cube of the joint data model) render the new tables mostly uncomparable to the former tables.
¹ "Credit institution" means an undertaking the business of which is to take deposits or other repayable funds from the public and to grant credits for its own account, including MFIs.
² Including nonprofit institutions serving households