DATA - Weights on lending rates<sup>1</sup>

Weights on lending rates¹ - new business
	2022	2023	2024	Aug. 24	Sep. 24	Oct. 24	Nov. 24	Dec. 24	Jan. 25

	EUR million

new agreement of loans¹
to households² ³
for consumption
Total	415	403	400	389	391	419	331	300	416
with initial rate fixation
up to 1 year⁴	252	205	181	169	175	184	135	127	176
for house purchases
Total	2,884	1,788	1,490	1,469	1,406	1,696	1,448	1,578	1,663
with initial rate fixation
up to 1 year⁴	1,106	718	346	287	296	283	273	369	325
over 1 year and up to 5 years	203	177	204	176	164	263	184	184	295
for other purposes	989	963	899	749	814	813	786	1,074	1,089
sole proprietors	645	628	499	364	423	448	362	585	634



to nonfinancial corporations² ³
Loans up to and including EUR 1 million
Total	1,090	1,140	975	701	888	980	898	1,276	1,154
with initial rate fixation
up to 1 year⁴	839	867	671	452	588	652	640	882	754
with initial maturity over 1 year	891	924	770	548	678	778	712	1,044	965
Loans over EUR 1 million
Total	8,579	8,522	7,874	5,550	6,642	8,016	8,464	11,588	6,814
with initial rate fixation
up to 1 year⁴	7,216	6,773	5,925	4,269	4,968	6,161	6,599	7,894	4,982
with initial maturity over 1 year	6,053	6,400	5,856	3,473	4,553	6,101	6,940	9,738	5,214



to households and nonfinancial corporations
loans denominated in Swiss francs	61	69	117	96	121	144	138	122	125

Source: OeNB.

Attention: Volumes should be analyzed primarily together with the corresponding interest rates. See Article "Veröffentlichung der Neugeschäftsvolumina aus der EZB-Zinssatzstatistik - Konzeption und analytischer Nutzen" in "Statistiken - Daten&Analysen Q02/07"
Data about new business volume on loans can be found here
Changes in the reporting methodology may cause breaks in the time series after january 2017.
¹ New agreements shall be all financial contracts, terms and conditions that specify for the first time the interest rate of the loansand all new negotiations of existing loans.
² Loans in EUR.
³ Free-lance professionals and self-employed persons were reclassified from the sector nonfinancial corporations to the sector households (applicable from June, 2004).
⁴ Including variable interest rates.