DATA - Payment card transactions with cards issued in Austria

Payment card transactions with cards issued in Austria
End of period	2021	2022	2023	Q4 23	Q1 24	Q2 24	Q3 24

number of payment transactions involving Austrian card holders, thousand
by debit cards
in Austria	956,487.72	1,084,693.78	1,214,272.66	319,652.32	313,845.26	337,662.18	342,292.60
abroad	72,604.73	127,531.12	181,697.47	47,968.55	47,314.84	57,207.38	71,992.46
distance selling in Austria and abroad (Card-not-Present) %	4.26	6.51	8.85	10.03	10.64	10.42	11.16



by delayed debit cards
in Austria	64,383.57	67,943.05	79,217.57	21,645.58	21,247.49	22,149.02	22,735.98
abroad	89,537.27	93,630.73	104,701.85	27,636.85	26,028.45	27,833.29	30,662.46
distance selling in Austria and abroad (Card-not-Present) %	65.53	63.43	60.32	61.14	61.14	57.55	56.79



by credit cards
in Austria	33,616.88	37,140.06	38,301.04	10,249.91	9,607.10	9,559.05	9,448.17
abroad	45,701.48	47,451.64	49,319.01	12,832.19	11,695.83	12,372.52	13,102.38
distance selling in Austria and abroad (Card-not-Present) %	64.75	58.77	58.08	59.38	59.81	57.41	57.10



by e-money cards
in Austria	641.64	850.91	845.01	226.74	256.40	173.75	154.58
abroad	3,243.77	3,810.14	4,087.26	1,091.05	1,141.32	907.38	921.63
distance selling in Austria and abroad (Card-not-Present) %	8.62	10.90	8.83	8.19	6.95	9.00	9.39



value of payment transactions involving Austrian card holders, million EUR
by debit cards
in Austria	34,201.42	39,487.86	43,310.88	11,773.47	10,918.67	11,742.76	11,735.27
abroad	2,984.09	5,469.99	7,686.52	2,047.08	1,944.15	2,391.82	3,025.10
distance selling in Austria and abroad (Card-not-Present) %	4.74	7.76	10.84	12.21	13.23	12.93	14.25



by delayed debit cards
in Austria	5,094.72	5,674.16	6,301.86	1,775.80	1,684.15	1,660.67	1,691.41
abroad	5,706.73	6,594.88	7,554.27	1,947.14	1,853.43	2,040.37	2,281.90
distance selling in Austria and abroad (Card-not-Present) %	58.71	58.60	57.99	58.99	60.63	57.35	56.27



by credit cards
in Austria	2,701.60	3,356.48	3,405.37	935.25	860.80	786.80	776.70
abroad	2,746.27	3,527.03	3,763.50	957.02	889.21	957.45	1,022.87
distance selling in Austria and abroad (Card-not-Present) %	56.75	52.11	53.21	54.58	56.37	54.88	53.77



by e-money cards
in Austria	24.56	33.40	32.06	9.01	9.60	6.23	5.35
abroad	61.77	73.98	83.88	23.45	22.91	18.54	18.71
distance selling in Austria and abroad (Card-not-Present) %	13.13	18.19	15.27	13.75	12.09	16.05	17.03

Source: OeNB.

With credit cards with a credit function the amount is payable by agreed instalments. A credit line is granted.
With delayed debit cards the entire payable amount is settled at the end of a predefined period, no credit line is granted.
The transactions shown in the table do only include payments initiated electronically and do not include any credits or refunds.