DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ All banks
End of period	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	98,281.78	107,915.51	97,966.21	88,505.98	89,209.34
Loans and advances	701,632.61	712,691.17	717,292.61	718,111.52	718,929.60
Debt securities	121,399.29	123,771.61	123,754.13	128,088.61	134,788.23
Equity instruments	8,191.23	8,937.03	9,085.00	9,097.34	9,358.29
Tangible assets	8,408.98	8,641.48	8,819.49	8,950.75	9,166.94
Intangible assets	472.88	447.70	440.93	437.89	445.93
Investments in subsidaries, which are not fully or proportionally consolidated	45,713.53	45,932.79	45,208.87	45,575.54	46,495.49
Other assets	26,062.25	25,640.42	23,447.86	22,532.07	26,535.02
Total assets/liabilities	1,010,162.54	1,033,977.69	1,026,015.10	1,021,299.69	1,034,928.83



Liabilities
Deposits of central banks	19,540.83	10,633.11	5,742.75	4,134.17	3,053.24
Deposits of credit institutions	153,634.41	173,830.54	167,380.02	159,357.11	159,456.68
Deposits of non-banks	515,734.48	517,303.85	523,142.91	520,991.47	529,101.58
Debt securities issued	189,643.23	198,041.27	196,695.76	202,424.14	205,545.78
Provisions	11,048.54	10,948.29	10,863.33	10,902.62	11,573.67
Equity and minority interest	97,007.00	98,709.06	96,772.50	98,712.65	102,600.65
Other liabilities	23,554.05	24,511.57	25,417.84	24,777.54	23,597.23
Total assets/liabilities	1,010,162.54	1,033,977.69	1,026,015.10	1,021,299.69	1,034,928.83



Selected profit and loss items
Net interest income	16,074.89	3,968.09	7,855.26	11,730.05	15,508.99
of which: interest income	53,417.90	14,983.71	29,573.24	43,852.15	56,965.04
of which: interest expenses	37,343.01	11,015.62	21,717.98	32,122.10	41,456.05
Dividend income	4,454.30	412.86	2,912.79	2,984.44	5,668.36
Net fee and comission income	4,963.15	1,312.74	2,582.96	3,839.97	5,303.31
of which: fee and comission income	6,594.58	1,711.24	3,388.14	5,066.07	6,966.09
of which: fee and comission expenses	1,631.43	398.50	805.18	1,226.10	1,662.78
Trading and other valuation gains/losses	362.37	4.94	38.40	235.24	302.81
Other operating income	3,198.97	838.53	1,732.32	2,470.46	3,281.27
Other operating expenses	2,567.35	397.51	1,036.83	1,647.63	2,126.23
Operating income, net	26,486.33	6,139.66	14,084.89	19,612.53	27,938.51
Administrative and other expenses	11,996.59	2,852.08	5,823.28	8,684.68	12,169.11
of which: staff expenses	6,652.63	1,532.75	3,263.15	4,906.89	6,868.63
Depreciation and impairment of physical and intangible assets	−281.28	266.17	1,455.90	1,706.63	1,745.71
Operating gains/losses	14,771.02	3,021.41	6,805.71	9,221.22	14,023.69
Impairment/Reversal of impairment and provisions for credit risk	2,345.02	184.06	693.05	1,197.76	2,239.35
Other gains/losses	163.73	85.01	139.67	288.90	356.13
Profit or loss before tax and minority interest	12,589.74	2,922.36	6,252.32	8,312.36	12,140.47
Tax expenses related to profit or loss	1,566.87	319.96	822.99	1,149.02	1,593.08
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	19.81	−5.53	−24.74	−29.83	100.75
Profit or Loss after tax and minority interest	11,042.67	2,596.86	5,404.59	7,133.50	10,648.14

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.