DATA - Payment Systems Operators – Delayed Debit and Credit Cards with a Payment or Cash Function<sup>1</sup>

Payment Systems Operators – Delayed Debit and Credit Cards with a Payment or Cash Function¹ Number of cards and their use in Austria and abroad
End of period	2021	2022	2023	Q4 23	Q1 24	Q2 24	Q3 24

Number of delayed debit and credit cards issued, million
Credit or delayed debit function	3.65	3.41	3.40	3.40	3.40	3.42	3.44
of which: with a Cash function	2.50	3.36	3.37	3.37	3.37	3.39	3.41
Number of transactions, million
Credit or delayed debit function (payments initiated electronically)	233.24	246.17	271.54	72.36	68.58	71.91	75.95
Cash function (withdrawals)	3.02	3.26	3.57	0.90	0.86	0.90	0.89
Value in EUR, million
Credit or delayed debit function (paid value initiated electronically)	16,249.32	19,152.54	21,025.01	5,615.21	5,287.59	5,445.28	5,772.88
Cash function (withdrawn value)	616.28	661.41	732.67	188.05	179.40	186.59	185.05
Average value per transaction, EUR
Credit or delayed debit function (paid value initiated electronically)	69	78	77	78	77	76	76
Cash function (withdrawn value)	205	203	205	209	209	207	207

Source: OeNB.

Changes in the reporting methodology may cause breaks in the time series after the third quarter of 2014.
With credit cards with a credit function the amount is payable by agreed instalments. A credit line is granted.
With delayed debit cards the entire payable amount is settled at the end of a predefined period, no credit line is granted.
¹ Excluding cards with e-money function (e.g. prepaid credit cards) and also excluding credits or refunds.